How to Use the 50 30 20 Rule on an Irregular Income

How to Use the 50 30 20 Rule on an Irregular Income

When money enter your hand today like overload, and tomorrow you just dey manage pure water, your personal finance dey enter serious test. Many people don try use budgeting formula before, but wetin happen when the alert no regular? If you be freelancer, trader, or contractor for Nigeria, standard budgeting advice fit feel like person … Read more

How to Protect Your Bank Account From Unauthorized POS Transactions

How to Protect Your Bank Account From Unauthorized POS Transactions

E dey pain person well well when alert pop up for phone and you see say money don waka from your account for transaction wey you no know about. Wetin make am worse na when you realize say na Point of Sale machine wahala cause the loss, leaving your personal finance balance scatter. Me sef … Read more

How to Save for School Fees Throughout the Year Without Panic

How to Save for School Fees Throughout the Year Without Panic

E dey happen every term: when resumption date reach, panic go begin catch many parents up and down as dem dey run helter-skelter to find money for school fees. I remember how my own heart use to jump anytime September or January dey approach because my pikin dem school bill always come like thunder. If … Read more

How to Split Utility Bills Flatmates Without Causing Daily Arguments

How to Split Utility Bills Flatmates Without Causing Daily Arguments

Living with another person suppose make life soft for everybody, but money matter na him dey cause the highest wahala inside flat. I remember when my former flatmate and I nearly turn house into boxing ring because of ₦15,000 electricity bill and who use AC pass. Na that kind small-small vexation dey scatter friendship quick-quick … Read more

How to Build a Realistic Food Budget That Survives Market Price Jumps

How to Build a Realistic Food Budget That Survives Market Price Jumps

Market prices dey shift up and down every single week for Nigeria, and if your pocket no strong, your belle go feel am. I don see my own monthly chow money finish before month end because tomatoes and garri prices decide to jump up without warning. That is why you need to build a realistic … Read more

How to Prepare Financially for Returning to School Full-Time

How to Prepare Financially for Returning to School Full-Time

Going back to school full-time as an adult fit change your life, but e fit also scatter your bank account if you no plan well. When you decide say you wan leave work make you go learn full-time, the financial pressure go hit you from left and right. Na why I dey always tell my … Read more

How to Negotiate Rent Payments With Your Landlord Without Stress

How to Negotiate Rent Payments With Your Landlord Without Stress

Wetin dey pain me pass na when landlord just bring message say house rent don go up, come make you dey scratch head like say na exam you fail. E no matter whether you dey stay for one room for Mushin or two flat for Lekki, the story na the same every year. But my … Read more